Friday, June 12, 2020

Has Peabody frozen our rent account for the first time in six years? There have been no weekly rent transactions showing in MyAccount since 18 May. We are in a flat that falls under the Mayor of London's Rough Sleepers Initiative (WITH UPDATES 12/06/20)

Our Church and State website has no less than 59 Nobel Laureates on it despite the never-ending assault on our email; see paragraph 2 under "Church and State" on this blog's sidebar (updated today).

Article 10 of the European Convention on Human Rights and Fundamental Freedoms formulates what is the core of free speech. "Everyone has the right to freedom of expression." In an important interpretation of this article, the European Court of Human Rights in Handyside v. UK (1976) indicated that this "freedom of expression" should be construed as follows. It "is applicable not only to 'information' or 'ideas' that are favourably received, or regarded as inoffensive, or as a matter of indifference, but also to those that offend, shock or disturb the State or any sector of the population". Such are the demands of that pluralism, tolerance and broadmindedness without which there is no "democratic society" (see Cliteur, 2010).


The Central London County Court is based at the Royal Courts of Justice. The hearing of the Mayor of London-commissioned St Mungo's application to have Declan's claim struck out before Senior Circuit Judge Marc Dight CBE has been adjourned to a date to be fixed.

Claimant: Declan Heavey
Defendant: St Mungos

What the issue in these court proceedings boils down to is whether the court will decide that Declan and I should live in a destabilised tenancy that inhibits our ability to exercise our rights and poses a threat to his life, simply because the Mayor of London-commissioned St Mungo's Tenancy Sustainment Team in North London (TST North) will not even take a phone call to confirm that we are clients of theirs. The court must surely find that this is not proportionate and lawful.

3 April: Declan's claim against the Mayor of London-commissioned St Mungo's before Senior Circuit Judge Marc Dight CBE has been adjourned to a date to be fixed. St Mungo's TST is still unwilling to even take a phone call to confirm that we are clients of theirs (WITH UPDATE 08/06/20)

Declan and I are living in a Mayor of London's Rough Sleepers Initiative (RSI) property that is owned by Peabody. It has been acknowledged by the Greater London Authority in court papers that we can live independently – we do not have addictions or mental illness or behavioural issues. Our needs are solely related to the harassment, discrimination, intimidation and victimisation we routinely face. Yesterday Declan brought to the attention of Peabody Finance Director Caroline Turberfield that there have been no weekly rent transactions showing in MyAccount since 18 May (the day after our fixed-term tenancy ended). This morning he has brought this issue to the attention of Peabody CEO Brendan Sarsfield. Declan's court pleadings against Peabody about their conduct that has destabilised our tenancy were prepared last month for filing with the court without further notice. This destabilisation of our tenancy inhibits our ability to exercise our rights and poses a threat to his life. Declan had already been forced to suspend his voluntary work in the community when earlier this week I informed Newham Council's Active Newham that I would be unable to volunteer for them in my local community centre. This is a position I held for four years and voluntary work I will not be able to resume in a destabilised tenancy. We are making a calculated decision on a daily basis as to whether or not Declan will file these pleadings against Peabody on the day.

Claimant: Declan Heavey
Defendant: Peabody

Brief details of claim

Since 17 May 2014, the Claimant has been living in a Mayor of London's Rough Sleepers Initiative (RSI) property that is owned by the Defendant. The Defendant has twice renewed the Claimant's tenancy like for like as requested. On 27 April 2020, the Defendant asserted in relation to the third renewal of the tenancy on 17 May 2020 that "the terms are the same and a like for like as requested". The Defendant further affirmed on 27 May 2020 that it will not be making any substantive changes to the tenancy on offer. The Claimant avers that the tenancy offered is not remotely a like-for-like agreement. He further contends that the Defendant's insistence that it has offered a tenancy "like for like as requested" confers an obligation on it to produce such a document. Instead, the Defendant has falsely accused the Claimant of not signing a like-for-like agreement. The Defendant's reply to the Claimant's pre-action letter dated 4 May 2020 is in effect a reiteration of its former and current position. Consequently, the Claimant has no legal protection from a 'no fault' eviction in a weekly periodic tenancy. This has destabilised his tenancy, inhibits his and his wife's ability to exercise their rights, and poses a threat to his life. The Claimant therefore makes an application to the court for a declaration that the Defendant has acted unlawfully and in dereliction of its duty. The Claimant seeks damages for distress and costs.

29 May: Threat to life: These full pleadings against Peabody make clear that Declan does not dispute that they can seek a 'no fault' Section 21 eviction whenever they want. We are in a flat that falls under the Mayor of London's Rough Sleepers Initiative (WITH UPDATE 08/06/20)

Comparative screenshots

Peabody continues to insist that we have been offered like-for-like terms. Really? Their new clause 24 from section D, by no means our only concern, could force any RSI tenant into declaring bankruptcy in any number of scenarios.

Our existing tenancy specifies one month's notice or four weeks' rent when we want to end the tenancy:

The tenancy on offer states that if we do not give Peabody one month's notice before we want to move out, or they do not explicitly accept a surrender of our tenancy in writing after we have given them a month's notice, we will remain liable for rent and service charges until the end of the fixed term:


Like for like? More comparative screenshots:

3 May: Peabody: The appalling terms of tenancy on offer. Today Declan is working on a pre-action letter to Peabody CEO Brendan Sarsfield under the Human Rights Act 1998 (WITH UPDATE 08/06/20)

UPDATE 12 June (10.38am): The email below from Peabody crossed with Declan's email to Brendan Sarsfield this morning. Apparently, there is an IT issue which is not showing an up-to-date account summary in their customers' portal since at least 25 May. The monthly payment of housing benefit from Newham Council referred to in this email does not, and never has, fully covered our weekly rent and service charges.

Dear Declan

Thank you for getting in touch with us. I have checked your account and can see that we have received payment from Housing benefit. Currently there is an IT issue with MyAccount which is not showing an up to date account summary. This is something that we are working to resolve.

In the meantime I have provided a statement above (sic) for your reference.

Please accept my apologies for the inconvenience caused.

Kind regards

Karen | Peabody 
Pembroke House | Northlands Pavement | Pitsea | Essex SS13 3DU

UPDATE 12 June (11.18am): Below is a subsequent email Declan received this morning on behalf of Brendan Sarsfield. Perhaps MyAccount will show an up-to-date account of our weekly rent transactions before close of business today? This has been a technical issue for Peabody for one working day shy of at least a full three weeks, after all.

Good Morning

Thank you for your emails sent today, 12th June to Brendan, our CEO. I appreciate you also letting us know that your query has been answered by our Customer Hub Team.

I will make a note of your contact with us, but I will not be passing it on to be addressed further as you have received this response.

Yours Sincerely

Chelsey Smith | sent on behalf of CEO | Brendan Sarsfield

UPDATE 12 June (5.17pm): I have just checked MyAccount. There are still no weekly transactions showing on our rent account since 18 May!

Who can say that Declan does not have opposition?

The Royal Bank of Scotland Group Headquarters in Gogarburn. The RBS owns National Westminster Bank (NatWest).


Declan currently has the Royal Bank of Scotland (along with NatWest Bank) before the Financial Ombudsman for the cancellation of a standing order on the Network for Church Monitoring business account without his knowledge or consent. And this after he received £100 compensation from the RBS in recognition of his time, travel costs and inconvenience in setting up this and another standing order on 12 February. He has been waiting since 25 February for NatWest to confirm who subsequently cancelled the standing order and why his salary wasn't paid. His salary continues to be paid online by quick transfer from the business account to his personal account.

15 May: Royal Bank of Scotland: Despite his earlier dealings with the RBS Executive Response Team, Declan has been waiting almost three months to learn from Natwest Bank who cancelled a standing order on the Network for Church Monitoring business account without his knowledge or consent (Financial Ombudsman case ref. PNX-3576860-D6B8)




"Let me recommend an important web site churchandstate.org.uk. Operating out of London this well-designed and exciting web site covers church-state, population, climate change and other issues. Check it out." Edd Doerr (1930-2020), (then) President, Americans for Religious Liberty